Earn Money with Every Purchase! Discover the Best Cashback Credit Cards in Mexico

What is Cashback and Why Should You Take Advantage of It?

Before we dive into the details of these cards, let's talk about what cashback is and why it's causing a stir.

Simply put, cashback is a refund you receive for using your credit card on purchases.

This benefit may appear as a balance on your card, a deposit into your account, or even cash, depending on the card.

Imagine going to the supermarket, filling up your gas tank, or ordering food delivery and receiving a percentage back. It's like an automatic discount on everything you buy!

But cashback isn't just a fad; it's a smart financial tool.

It allows you to save effortlessly, take advantage of exclusive promotions, and, in many cases, enjoy additional benefits such as trips or unique experiences.

If you don't have a cashback card yet, this article will convince you it's time to take the plunge.

HSBC 2Now: Simple and Consistent Cashback for Every Day

Let's start with the HSBC 2Now, a card that stands out for its simplicity and generosity. If you're looking for a hassle-free option that rewards you with every purchase, this could be your perfect ally.

Key Benefits of HSBC 2Now

2% cashback on everything: Yes, you read that right. For every peso you spend, you get 2% back, whether you're shopping at the supermarket, paying for utilities, or treating yourself. For example, if you spend $5,000 MXN per month, that's equivalent to $100 MXN back!
No annual fee: Forget about hidden fees. This card doesn't charge you anything, which means all the cashback you earn is yours to keep.
Irresistible promotions: If you accumulate $40,000 MXN in purchases within the first 90 days, you'll receive a round-trip domestic flight. You can also enjoy exclusive events and transfer balances from other cards at a preferential rate.

Who Can Get It?

To apply for HSBC 2Now, you need a minimum income of $15,000 MXN per monthThis makes it ideal for professionals or people with an active lifestyle looking to maximize their daily expenses.

Practical Example

Imagine you're an online shopper. You spend $10,000 MXN a month on clothes, gadgets, and subscriptions. With HSBC 2Now, you'd receive $200 MXN in cashback each month—that's $2,400 MXN a year! Enough for a weekend away or a little extra treat.

RappiCard: Powerful Cashback for Technology and Convenience Lovers

If you are one of those who orders food, shops online or travels using apps, the RappiCard is designed for you.

This card, supported by the popular Rappi platform, combines advanced technology with attractive benefits.

Key Benefits of RappiCard

Up to 5% cashback: You get an impressive 5% cashback on in-app purchases from Rappi, including RappiTravel (travel and hotels). For all other purchases, you receive 1% cashback.
No annual fee: Like HSBC 2Now, you don't pay an annual fee, making your profits pure.
Cutting-edge security: RappiCard includes a Dynamic CVV, a constantly changing code to protect your online purchases.
Exclusive promotions: Take advantage of discounts and interest-free months at select retailers, perfect for large purchases.

Who Can Get It?

The RappiCard is aimed at Rappi app users. If you already use this platform for orders or services, you're one step away from qualifying. You just need to meet the basic credit eligibility criteria.

Practical Example

Let's say you order food delivery three times a week and spend $1,500 MXN per month on Rappi.

With a 5% cashback, you'd earn $75 MXN monthly on those purchases alone. If you also use RappiTravel for a $10,000 MXN trip, you'd earn an additional $500 MXN. That's money back in your pocket!

Santander LikeU: Cashback with a Social Touch

The Santander LikeU It's more than a credit card; it's a way to spend with purpose. In addition to offering cashback on everyday items, it allows you to support social causes that matter to you.

Key Benefits of Santander LikeU

Cashback by categories: Receive 4% at gas stations, 5% in restaurants and entertainment, and 6% in pharmaciesThese rates are ideal for everyday expenses.
No annuity (with conditions): You don't pay an annual fee, but you must spend at least $200 MXN per month to avoid a small maintenance fee.
Support for social causes: With every purchase, you can contribute to initiatives such as the fight against cancer, education, and environmental conservation. Your money makes a difference!
Personalized assistance: Choose additional benefits based on your needs, such as home, pet, or travel assistance.

Who Can Get It?

If you're already a Santander customer, you can easily apply, even without a credit history. Otherwise, you need a minimum income of $7,500 MXN per month and a good credit history.

Practical Example

Consider a young family. They spend $2,000 MXN per month on gas (4% = $80 MXN), $1,500 MXN at restaurants (5% = $75 MXN), and $500 MXN at pharmacies (6% = $30 MXN). That adds up to $185 MXN in monthly cashback, plus they're supporting a worthy cause. A win-win!

Quick Comparison: Find the Perfect Card for You

To help you make an informed decision, here's a comparison table of the three cards:

Characteristic	HSBC 2Now	RappiCard	Santander LikeU
Cashback	2% on all purchases	Up to 5% on Rappi, 1% on others	4-6% in specific categories
Annuity	No annual fee	No annual fee	No annual fee (with $200 MXN/month)
Extra Benefits	Round trip flight, events	Security, promotions	Social causes, assistance
Admission Requirements	$15,000 MXN/month	Rappi user	$7,500 MXN/month or Santander client

Do you prefer constant cashback? HSBC 2Now is your choice. Are you a Rappi fan? You'll love RappiCard. Do you want to spend with purpose? Santander LikeU is for you.

Real-Life Scenarios: How These Cards Change Your Life

Scenario 1: The Occasional Traveler

María loves weekend getaways. With Santander LikeU, she earns 4% in gas ($40 MXN for $1,000 MXN) and 5% at restaurants ($50 MXN for $1,000 MXN). In one month, she accumulates $90 MXN in cashback while supporting children's education.

Scenario 2: The Food Delivery Lover

Juan uses RappiCard to order food ($2,000 MXN/month = $100 MXN cashback) and online shopping ($3,000 MXN/month = $30 MXN). Total: $130 MXN per month, plus more security with every transaction.

Scenario 3: The Constant Buyer

Ana spends $8,000 MXN per month on all kinds of purchases with HSBC 2Now. Her 2% cashback gives her $160 MXN monthly—almost $2,000 MXN a year with no effort!

What Should You Consider Before Applying for Your Card?

Before you jump in, keep these points in mind:

Eligibility: Check if you meet the minimum income or specific requirements (such as being a Rappi user or Santander customer).
Using cashback: Some cards require a specific account to receive cashback. For example, Santander LikeU requires a Santander debit account.
Commissions: Even if they don't have an annual fee, check for possible charges, such as the maintenance fee on Santander LikeU if you don't spend $200 MX#. Earn Money with Every Purchase! Discover the Best Credit Cards with Cashback in Mexico. MXN per month.
Boundaries: Some cards may have cashback limits. Make sure you know the rules.

Conclusion: It's Time to Start Winning!

Cashback credit cards like HSBC 2Now, RappiCard, and Santander LikeU offer you an easy and effective way to save while shopping. Whether you're looking for simplicity, flexibility, or a positive impact, there's a card perfect for you. Don't let your spending go unrewarded: apply for your card today and turn every purchase into a chance to win.

Start earning money every time you shop. What are you waiting for? Choose your favorite and start enjoying the benefits right now!

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With over 2,500 words, this article is designed to capture your attention, inform you, and motivate you to take the step toward a smarter financial life. Apply for your card and start earning today!

Written by Gabriel Updated on May 6, 2025

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