Nu credit card: card without annual fee and other advantages 

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The Nu credit card It is a credit product that has conquered millions of consumers around the world.

One of the reasons is because of its simplicity, and other advantages and services it offers. In addition to having no annual fee, with it you have no surprise charges.

Continue reading and discover how this card works and how to request yours.

    How does the Nu credit card work?

    Cómo funciona la tarjeta de crédito NU

    This card works in common, like any other credit card.

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    However, it stands out because it offers many advantages and benefits to its clients.

    One of the reasons is that it is considered cheaper, since it does not charge an annual fee or surprise fees.

    Additionally, customers receive no penalty for minimal usage and no fees are charged in the event of card replacement due to theft.

    He also has no bureaucracy and is approved very easily, especially if users have a solid relationship with the financial institution.

    The card comes accompanied by a digital account packed with features, services, tools and benefits that promise to change the way you manage and manage your money.

    Interesting, right?

    But this is not over yet, so that you better understand how the Nu credit card, we will cover more services offered by this Fintech in the upcoming topics.

    Keep following!

    What are the advantages offered by the Nu credit card?

    The first advantage that I would like to highlight is the ease of obtaining credit. Nubank even approves clients with bad credit history.

    Additionally, for customers who cannot obtain credit, it offers NU Guarantee Card

    In this feature, the customer reserves a cash amount that will be used as a credit limit.

    The amount saved is a limit guarantee and also a guarantee of payment of the bill.

    The ideal is to pay the bill every month without using the reserved amount, as this increases your chances of getting fixed credit.

    By using this feature, you improve your credit history and learn how to use your credit card.

    With proper usage time, fintechs will gradually release credit.

    He Nu credit card It is issued under the Mastercard brand, one of the most accepted worldwide.

    This means that in addition to having the benefits that Nu offers, you will also be able to have the benefits of the brand.

    Among them, we currently find options such as:

    • Free Uber One for the first month;
    • 10% discount at Mercado Libre;
    • 3 months free and 50% off the first year of Calm Premium.

    Mastercard Gold version credit cards also have fixed features such as Mastercard Global Service, purchase protection and extended warranty.

    Read more: Mercado Pago credit card: operation and application 

    Another very interesting advantage is that you receive exclusive discounts when you use your card in collaborating businesses and companies.

    For example, at Coderhouse you get 20% off all courses and careers.

    While at Choiz, the discount on your first order of anti-hair loss treatment is 10%.

    Nu also offers many other benefits, such as invoice installments and automatic deposits, in addition to other great services.

    Who can apply?

    According to the fintech website, to request the Nu credit card, interested parties must be over 18 years of age and reside in Mexico.

    When making the request it will be necessary to present a valid INE photograph, passport or residence card.

    With the applicant's personal data, Nu will calculate the CURP and the RFC. In some cases, proof of address will be required.

    These elements are important to confirm your identity and provide more security for both parties in the application.

    You will also need to authorize Nu to check your credit history.

    How to apply for the Nu credit card?

    Those interested in applying for this card must access the Nu website and click on “I want to be a Nu customer.”

    You will then be asked for certain information, enter it to proceed with the credit analysis.

    You can also download the Nu app and apply from there.

    The application is available for IOS and Android.

    Conclusion

    The Nu Credit Card It is an alternative that offers many advantages and benefits to its clients.

    In addition, it has no bureaucracy and was created to simplify the financial lives of consumers around the world.

    So, if you are looking for a credit card with these features, be sure to check out Nubank. 

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