The best credit card options in Argentina
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Do you know what the best credit card options are in Argentina and how to choose the best alternative? Read the text!
Despite being seen as a villain, the credit card increases our purchasing power and can also be an ally in our achievements.
Apart from that, it helps us organize our finances, being an important tool when making our payments.
However, it is essential to know how to use this product correctly and choose an economical and profitable alternative.
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In today's article you will find a list of the best credit card options in Argentina.
Be sure to check it out!
1. Banregio Plus credit cards
The Más Banregio credit card in Argentina is one of the most accessible products from Banco Banregio.
It has no annual fee and offers many benefits to its customers. One of them is its friend referral program.
In it, the customer receives rewards for their friends' purchases, as long as they have requested a card using their referral code.
In addition, with this card users continue to receive assistance to settle debts with cards from other banks.
By transferring your debt to Banregio, you can postpone it for up to 24 months and still receive a 25% discount on the current interest rate.
Another advantage of the Más card is that it is flexible: the customer is the one who chooses the best payment date for their finances.
If you pay your debts on time, you can improve your rate. See below for other features of this card:
● Approximation payment;
● 1% reward on card purchases and 1% reward on purchases from referred friends.
● virtual card;
● flexible payment date;
● No commission charge for not making the required payment on time;
● timely payment program;
● Visa Insurance;
● Interest-free purchases at more than 70,000 stores.
2. Banorte Basic credit cards
The Bank has various credit card options in its portfolio, each of which caters to different consumer profiles.
The Basic card is ideal for those looking for simplicity and a product to use for everyday purchases.
There is no life annuity and the commissions are paid by Banorte. In addition, the client also has the Banorte Blindaje insurance, which provides protection for up to 48 hours in case of robbery or theft.
In addition, it is possible to program the maximum number of daily purchases, in this way, the customer controls their expenses and makes their card even more secure.
Among the requirements to apply for the card, we find, for example:
● Be between 18 and 64 years of age;
● Good credit history;
● Proof of address;
● Proof of income;
● Be a natural person or a natural person with business activity.
3. BBVA International Visa Credit Cards
BBVA is one of the main credit card issuers in Argentina. It has a formidable portfolio of cards.
Among the most popular alternatives, we find Visa International. With it, Plano V customers can pay for their purchases in up to 24 installments with fixed rates.
In addition, the customer can request additional cards free of charge. If the card is lost or stolen, the bank will carry out an urgent replacement of the product.
The minimum deposit required to apply for this card is $18,720. With it, customers can continue to enjoy a rewards program full of benefits.
You earn points for every purchase and consumption with your credit card or additional items. The accumulated points can be redeemed for exclusive benefits or travel services.
So you can plan your trip more economically and travel more! By the way, the card has international coverage, which means you can safely take it with you to use on trips abroad.
4. BBVA Visa Gold
The credit cards issued by BBVA are sustainable. In addition to being carbon neutral, they are made from 85.5% recycled PVC.
The BBVA Visa Gold card has purchase and price protection. Purchases made with it also accumulate points in BBVA's benefits program.
These passes can ultimately be redeemed for discounts, experiences, trips and much more!
Among the services that can make your routine easier, we find:
● Monitoring consumption through Online Banking;
● Automatic debit of services;
● Travel assistance service;
● Emergency card replacement in case of theft, loss or damage.
5. BBVA Visa Platinum
Purchases made with the BBVA Visa Platinum card offer an additional 5% of accumulation in the BBVA Points program.
It is considered one of the most cost-effective options and provides you with a credit limit that is well suited to your needs.
Visa Platinum cards come with many benefits offered by the brand, such as:
● Emergency cash disbursement;
● Free monthly subscription with Bloomberg annual subscription;
● Covid Helpline;
● Extended warranty;
● Purchase protection;
● Benefits on Disney+;
● Price protection;
● Benefits in Rappi Prime;
● International emergency medical services;
● Digital Visa Concierge;
● Visa Luxury Hotel Collection;
● Visa Call Center.
In addition to the benefits offered by Visa, customers can also enjoy other advantages of the BBVA Platinum card.
6. Latam Pass Itaú Regional credit cards
Itaú is the largest bank in Latin America and also one of the largest credit card issuers in Argentina and other countries in this region.
In their portfolio we find many great card models, but today we want to introduce you to Latam PASS, it is also one of the best cards in Brazil.
It is a perfect card for anyone who loves to travel. With it, customers can accumulate many miles in the Latam Pass program.
The first annual fee for the card is free, and you also get 3,500 welcome points.
Customers also benefit from the advantages offered by the Visa card brand. The minimum income required to apply is 25,000 pesos.
If you want a version with greater coverage, a higher limit and more benefits, you can choose from the other versions of the card, namely:
● Latam Pass International;
● Latam Pass Gold Visa;
● Latam Pass Platinum;
● Visa latam Pass Infinity.
Their latest options can only be purchased at Itaú branches. The bank It also offers other benefits to its card users, such as exclusive discounts with partners.
7.Patagonia Mastercard Platinum
This card is also a great alternative for travelers. It has international coverage and many benefits that can be used abroad, such as:
● Car insurance;
● Travel assistance;
● Mastercard Experiences and Offers Program;
● Travel accident insurance.
The main costs of the card are:
Monthly maintenance $532.40
Annual Renewal $23,232
Replacement fee $ 992.20
It even offers other services that will help you control your expenses, make payments and manage credit quickly, such as MasterPhone benefits, direct debit and Global Emergency Service.
Considerations when hiring the best credit cards in Argentina
There are so many credit cards available on the market these days that choosing an alternative becomes quite difficult.
The first point to evaluate is the costs of the product, that is, the rates and fees it charges, for example, the annuity.
In addition to choosing an alternative that suits your needs, you need to hire a product that is affordable, but that offers you the best value for money, that is, the best experiences as well.
Therefore, it is very important to compare before deciding.
Once you have the card in hand, care continues, especially when using the available limit.
A card can be a great ally in finances, however, in larger proportions, it can become a villain.
So, keep an eye on your spending and use it wisely. Make sure you always pay your bill on time to avoid late payment interest and other consequences.
By using this item intelligently and always keeping control of your expenses and payments, you will surely have an ally in your finances.
Conclusion
Now that you know some of the best credit cards in Argentina, be sure to compare to find out which alternative best suits your needs.
In addition to meeting your consumption needs, you need to take care of your financial profile, that is, your payment capacity.
So, choose your next credit card carefully and use it wisely.
Follow the news on our blog to always find the best financial products on the market.
